I usually don't use my blog for promotional purposes. But this is worth the money. Wokai is an American-based NGO that lends money, from user donations, to rural entrepreneurs and families in China to start their businesses. After your donation is repaid you can choose to reinvest it toward new people who need it. Yes, it's microfinance. Yes, the repayment rate is super high (check out the website). Yes, it's legit. And yes, it's EMPOWERING.
I donated $50, but you can make a contribution as small as $10. It will make a difference!
http://www.wokai.org/
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